What is Credit Hire?

Credit-hire is a service set up to protect drivers who are innocent victims of non-fault accidents - either from the "at-fault" party's insurance company or indeed from their own.

Peoples Claims offer this service and happily provide accident replacement vehicles to their clients allowing them to continue with their day to day business. Rental charges are recovered from the "at fault" party. Peoples Claims can offer a full range of vehicles including PCO's Taxis, Personal Vehicles.

Peoples Claims can offer a like for like service, meaning we will replace your vehicle with the same vehicle. Mini for a Mini or a Bentley for Bentley Drivers.

Peoples Claims follow the GTA or General Terms of Agreement, which is an agreement which has been reached between credit-hire companies and the insurance industry whereby daily hire rates are agreed under the Association of British Insurers' General Tariff Agreement. Under this agreement the "at-fault" party's insurer is invoiced for car-hire at the agreed daily hire rates and the bill is settled directly.

Any claim for car-hire charges can only be made against the "at fault" party in a non-fault accident where:

• There has been a loss (the replacement car has to have been hired and not be a 'free' courtesy car)
• The claim is made by the person who suffered the loss
• Any replacement car is needed

When renting an accident replacement vehicle on credit-hire from Peoples Claims the client will be asked to sign a credit-hire agreement that clearly lays out the terms of hire, the charges and the period of credit. Please contact us to discuss this further all advice is free.

Call today on 0845 555 8877